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[ABOUT]
J.Kristi Feathers
Credit Expert, Author and Speaker
Specializing in credit issues for consumers such as credit bureau problems,
collection agency abuse, accurate credit reporting, Fair Credit Rights
and Consumer Education. With over 20 years experience in credit and debt,
I use my knowledge to empower others and help them create a powerful credit
profile for a better financial future. My expertise is to focus
strictly on credit related issues and give consumers the tools they need
to have an accurate and fair credit profile and to defend themselves against
abusive collection practices by using the FDCPA and the FCRA.
Kristi Feathers has been a world
wide web presence for over 13 years now. A former credit union collection
manager and debt collector, she entered the field of entrepreneurialisim
to discover her passion- working for herself and helping others. Since
that time she has appeared on national television- PBS, consulted for
publicly traded corporations, written extensive articles and provided
integral input on financial educational information via the Internet to
multiple outlets.
Kristi Feathers is a Credit
Expert. She has spent over 18 years dealing
with credit bureaus, collection agencies, debt and bankruptcy. Kristi
has been on both sides of the industry and understands each. "With
over 60 million Americans in financial trouble, the answer is obvious...
Consumers are misinformed, undereducated
and often confused", says Kristi. Kristi's dedication to helping
consumers has paved the way to her own success in helping others.
Kristi's background included
working in financial institutions, credit unions and collection agencies.
She continued her education through multiple workshops that she has attended
that include, repossession laws, foreclosure issues, Fair Debt Collection
laws and Fair Credit Reporting laws. Kristi worked as a freelance expert
for many credit unions wherein she reviewed the credit unions collection
practices and helped reduce their delinquency and foreclosure rates.
Her approach to helping the consumer
rather than hinder the consumer, paved way to her success. Consumers felt
empowered by her expertise and her fresh approach to collecting debts.
Many debt collectors belittle and abuse consumers but Kristi's approach
is to act more as a debt coach to help brainstorm with the debtor to resolve
their delinquency. This approach showed high results in almost zero delinquencies
for the credit unions she assisted. After many years in this field, she
broadened her scope to include the Internet where she could assist consumers
nationwide to help them understand their credit rights.
Kristi is well aware of the complaints filed each year
with the Federal Trade Commission relating to collection abuse and credit
bureau errors, yet when she researched the subject online, she found very
few experts that focused on these specific issues. Most either focused
on money management and investing or basic finance. No one really seemed
to have much information on the deeper issues of credit bureau tactics
and collection agency abuse.
 This
is the niche Kristi wanted to fill. With all of her knowledge she began
helping online financial portals address these issues. Kristi
was featured on World Business Review television as the Credit Expert
for a publicly traded financial services company. Since that time she
has marketed her own ebook, "Getting
the Credit you Deserve" which she sells on various financial
websites. The book is geared towards consumers who have suffered inaccurate
credit reporting or collection abuse.
Kristi is a member of AuthorsandExperts.com
You can purchase Kristi's
Credit and Collection Success Strategies through CarreonandAssociates.com,
a credit education website focusing on credit bureaus and collection agencies.
You can use her strategies to correct credit issues or deal with collection
agencies. The strategies help consumers target credit bureau inaccuracies
and collection agency problems. You can ask Kristi a question about your
credit or collection issue through the Ask the Expert feature at IqualifyNow.com.
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-About Kristi
-Purchase
Kristi's Ebook
Useful Resources
-Federal
Trade Commission -DIY
Credit Repair Help
-Credit Reports
-Bankruptcy
Lawyers Nationwide
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